E-mail spam is a major problem online. Future posts will tackle this subject and offer tips and tricks on how to combat the spam you receive in your inbox. However, this post contains information on how to limit the junk mail you receive in your home mailbox… 

I received the following information in an e-mail from my mortgage company and thought my blog readers might find it useful:

Question: How do I stop getting credit card junk mail?

Answer: It’s easy! Just call 888-5-O-P-T-O-U-T (888-567-8688) and the three major credit bureaus will remove your name from the lists they sell to companies sending out unsolicited, pre-approved credit and insurance offers. You can have your name and address removed from future lists for either five years or permanently. The three major credit reporting bureaus – TransUnion, Equifax and Experian – are required by law to remove your name from these lists once you opt out.

You may also contact the three credit bureaus directly and have your name removed from their lists by visiting www.optoutprescreen.com. You can also opt out your spouse as long as you have their Social Security number.